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808 N Main St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 808 N Main St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · built 1900
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Sep 2022)
Tax Bill$474 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN051-135-002-00

Property Details

APN / Parcel Number

Primary APN051-135-002-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions168 ft deep x 83 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address808 N MAIN ST
CityTHREE RIVERS
StateMI
Zip49093-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionN 1/2 OF LOT 2 & S 50 FT OF LOT 3 & E 57 1/2 FT OF N 32 FT OF LOT 10 BLK 1 LYMANS ADD. CITY OF THREE RIVERS ALSO R/W OVER N 1
Legal SubdivisionCITY OF THREE RIVERS
Legal Block1
Legal Lot Number2-3,10
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1053
Census Tract40100

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address506 GRAND AVE, STURGIS, MI 49091-2212
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Warranty Deed, Transfer · Conventional Mortgage
OMNT COMMUNITY CREDIT UNION
Jun 28, 2018Warranty Deed, Transfer
PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OF

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2022 · Amount on File
Deed SaleSep 29, 2022 · Amount on File
Prior SaleJun 28, 2018 · Amount on File
Deed Document Number20228511
Prior Transfer DateJul 29, 2013
Prior Transfer Doc01713/0593
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateSep 29, 2022
Property Address808 N MAIN ST, THREE RIVERS, MI 49093-2333
Document Number2022008511
Map ReferenceLB 1 PG 44
Instrument DateSep 15, 2022
Instrument2022008511
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address807 N MAIN ST, THREE RIVERS, MI 49093-2332

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address506 GRAND AVE, STURGIS, MI 49091-2212

Mortgage

DateSep 29, 2022
Lender
NameOMNT COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJun 28, 2018
Property Address808 N MAIN ST, THREE RIVERS, MI 49093-2333
Document Number01921/0359
Book / Page1921 / 0359
Map ReferenceLB1 PG22
Instrument DateJun 26, 2018
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyPATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OF

Transaction

AmountAmount on Record
Tax$60.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address522 PORATE AVE, THREE RIVERS, MI 49093

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 N MAIN ST, THREE RIVERS, MI 49093-2332

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,700 (+40.58%) Land $6,000 Building $3,700$19,400 (+40.58%) Land $12,000 Building $7,400
2025$474.00 (+36.99%)
2023$6,900 Land $3,700 Building $3,200$13,800 Land $7,400 Building $6,400
2022$346.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20

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