St. Joseph County property record for 816 N Main St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,299 sqft · built 1900 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,656 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-135-003-00 |
| Primary APN | 051-135-003-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,299 sqft Living Area |
| 1st Floor Area | 1,935 sqft |
| Basement Area | 1,391 sqft |
| Unfinished Basement | 1,243 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 203 ft deep x 132 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 816 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOTS 4 & 5 & E 35 FT OF LOTS 8 & 9 BLK 1. LYMANS ADD. CITY OF THREE RIVERS. ALSO R/W OVER N 16 FT OF LOT 3 BLK 1. LYMANS ADD. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40100 |
816 N Main St is held in a trust since June 1998.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 45, THREE RIVERS, MI 49093-0045 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 1998 |
| Deed Sale | Jun 12, 1998 |
| Prior Sale | Feb 13, 1998 |
| Deed Book / Page | 840 / 263 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 816 N Main St was $3,656.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,800 Land $10,400 Building $98,400 | $217,600 Land $20,800 Building $196,800 | |
| 2025 | $3,656.00 | ||
| 2023 | $75,000 Land $5,900 Building $69,100 | $150,000 Land $11,800 Building $138,200 | |
| 2022 | $3,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 816 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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