St. Charles County property record for 822 Haversham Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,098 sqft · built 1989 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $401,660 (Jun 2026) |
| Tax Bill | $3,655 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870003620 |
| Primary APN | A870003620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 616 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870003620 |
|---|---|
| Street Address | 822 HAVERSHAM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST EST #2 LOT 36 |
| Legal Subdivision | HARVEST EST #2 |
| Legal Lot Number | 36 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 311122 |
822 Haversham Dr is owned and occupied by an individual who bought it in June 2026.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC |
| Oct 18, 2021 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on File |
| Deed Sale | Jun 11, 2026 · Amount on File |
| Prior Sale | Mar 5, 2019 · Amount on File |
| Deed Document Number | 202627481 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000086266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 822 HAVERSHAM DR, SAINT PETERS, MO 63304-1618 |
| Document Number | 0000019100 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021R-019100 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0000014085 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023R-014085 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 15, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 11, 2026 |
| Property Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0000027481 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202627481 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0000027482, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202627482 |
| Name | DAS ACQUISITION CO LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 18, 2021 |
| Property Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0000086266 |
| Map Reference | MB 26 PG 73 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021R-086266 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 822 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
The 2025 property tax bill for 822 Haversham Dr was $3,655, up 4.6% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,568 (-) | $324,042 (-) Land $60,000 Building $264,042 | |
| 2025 | $3,655.00 (+4.61%) | $61,568 | $324,042 Land $60,000 Building $264,042 |
| 2024 | $3,494.00 | ||
| 2023 | $50,573 | ||
| 2022 | $266,174 Land $60,000 Building $206,174 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 822 Haversham Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1981–2020) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 822 Haversham Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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