St. Charles County property record for 819 Haversham Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,452 sqft · built 1987 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2024) |
| Tax Bill | $4,294 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A870003594 |
| Primary APN | A870003594 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| Gross Area | 3,688 sqft |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | Deck Area |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870003594 |
|---|---|
| Street Address | 819 HAVERSHAM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST EST #2 LOT 10 |
| Legal Subdivision | HARVEST EST #2 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311122 |
819 Haversham Dr is owned and occupied by two individuals who bought it in October 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 HAVERSHAM DR, SAINT CHARLES, MO 63304-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC |
| Dec 7, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on File |
| Deed Sale | Oct 17, 2024 · Amount on File |
| Prior Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 202443157 |
| Prior Transfer Date | May 17, 2000 |
| Prior Transfer Doc | 0024010542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 2, 2021 |
| Property Address | 819 HAVERSHAM DR, SAINT CHARLES, MO 63304-1619 |
| Document Number | 2021R073939 |
| Map Reference | MB 26 PG 73 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021R-073939 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 BOONE HOLLOW DR, 206, WENTZVILLE, MO 63385-4467 |
| Name | Verified Name |
|---|---|
| Address | 819 HAVERSHAM DR, SAINT CHARLES, MO 63304-1619 |
| Document Number | 2021R073940 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021R-073940 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 819 HAVERSHAM DR, SAINT CHARLES, MO 63304-1619 |
| Document Number | 0068522458 |
| Book / Page | 006852 / 002458 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 819 HAVERSHAM DR ST CHARLES MO 633041619, ST CHARLES, MO 63304-1619 |
| Document Number | 0068522458 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 006852/002458 |
| Instrument | 772480 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2047 |
The 2025 property tax bill for 819 Haversham Dr was $4,294, up 5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,418 (-) | $381,149 (-) Land $60,000 Building $321,149 | |
| 2025 | $4,294.00 (+5.04%) | $72,418 | $381,149 Land $60,000 Building $321,149 |
| 2024 | $4,088.00 | ||
| 2023 | $68,479 | ||
| 2022 | $360,416 Land $60,000 Building $300,416 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 819 Haversham Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1981–2020) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 819 Haversham Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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