St. Charles County property record for 818 Haversham Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,250 sqft · built 1987 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Mar 2020) |
| Tax Bill | $3,303 (2024) |
| Deeds & Mortgages | Jan 2022 Sale Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870001602 |
| Primary APN | A870001602 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 1,330 sqft |
| Finished Basement | 856 sqft |
| Unfinished Basement | 474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870001602 |
|---|---|
| Street Address | 818 HAVERSHAM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST EST #1 LOT 38 |
| Legal Subdivision | HARVEST EST #1 |
| Legal Lot Number | 38 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 311122 |
818 Haversham Dr is owned and occupied by an individual who acquired it in December 2021.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2022 | Beneficiary Deed, Transfer |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Dec 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 21, 2018 | Quit Claim Deed, Transfer SYNERGY TITLE |
| Mar 21, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on File |
| Deed Sale | Mar 24, 2020 · Amount on File |
| Prior Sale | Mar 21, 2018 · Amount on File |
| Deed Document Number | 2020181520 |
| Deed Book / Page | 7255 / 48 |
| Last Transfer Date | Dec 31, 2021 |
| Transfer Doc | 0000000406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 3, 2022 |
| Property Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0000000406 |
| Map Reference | MB 25 PG 170 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 2022R-000406 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 2021R035766 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R-035766 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 28, 2018 |
| Property Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0070200543 |
| Book / Page | 007020 / 000543 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 722570 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 818 HAVERSHAM DR ST CHARLES MO 633041618, ST CHARLES, MO 63304-1618 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 21, 2018 |
| Property Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0068940353 |
| Book / Page | 006894 / 000353 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 149730 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 PERSHING DR WARRENTON MO 633832814, WARRENTON, MO 63383-2814 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 21, 2018 |
| Property Address | 818 HAVERSHAM DR, SAINT CHARLES, MO 63304-1618 |
| Document Number | 0068940355 |
| Book / Page | 006894 / 000355 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 149740 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | SYNERGY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 HAVERSHAM DR ST CHARLES MO 633041618, ST CHARLES, MO 63304-1618 |
| Document Number | 68940358 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 006894/000358 |
| Instrument | 149750 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 20, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,028 (-) | $315,935 (-) Land $60,000 Building $255,935 | |
| 2025 | $60,028 | $315,935 Land $60,000 Building $255,935 | |
| 2024 | $3,303.00 | ||
| 2023 | $55,244 | ||
| 2022 | $290,760 Land $60,000 Building $230,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 818 Haversham Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1981–2020) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Haversham Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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