Harford County property record for 822 Ferguson Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,415 sqft Total Area |
| Lot Size | 7,490 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $199,000 (2018) |
| Tax Bill | $2,089.00 (2025) |
| Primary APN | 01-123947 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,415 sqft Total Area |
| Stories | 1 Stories |
| Utility Area | 50 sqft Utility Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,490 sqft (0.172 acres) |
| Depth X Width | 107 ft x 70 ft Depth x Width |
| Patio Area | 320 sqft Patio |
| Porch Area | 400 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 123947 |
|---|---|
| Street Address | 822 FERGUSON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4460 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 28 70X107 822 FERGUSON ROAD JOPPATOWNE S3 PT 12/63 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 28 |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-123947
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 FERGUSON RD, JOPPA, MD 21085-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PENNYMAC |
| Nov 08, 2018 | Assignment of Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2018 · Amount on Record |
| Deed Sale | Nov 08, 2018 · Amount on Record |
| Prior Sale | Oct 06, 2014 · Amount on Record |
| Deed Book / Page | 13050 / 353 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 822 FERGUSON RD, JOPPA, MD 21085-4460 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 822 FERGUSON RD, JOPPA, MD 21085-4460 |
| Document Number | 0159730185 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 15973/185 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 822 FERGUSON RD, JOPPA, MD 21085-4460 |
| Document Number | 0137780176 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | FREESTATE TITLE CNSLTS LLC |
| Name | Verified Name |
|---|---|
| Address | 822 FERGUSON RD JOPPA MD 210854460, JOPPA, MD 21085-4460 |
| Document Number | 0137780176 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 013778/000176 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Assignment of Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 08, 2018 |
| Property Address | 822 FERGUSON RD, JOPPA, MD 21085-4460 |
| Document Number | 0130500353 |
| Book / Page | 13050 / 0353 |
| Map Reference | MB12 FO63 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | XPRESS TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 822 FERGUSON RD, JOPPA, MD 21085-4460 |
| Document Number | 0013050359 |
|---|---|
| Date | Nov 08, 2018 |
| Instrument | 13050/359 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2048 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,767 (+4.74%) | $220,300 (-) Land $69,100 Building $151,200 | |
| 2025 | $2,089.00 (+7.79%) | $201,233 (+8.89%) | $220,300 (+14.92%) Land $69,100 Building $151,200 |
| 2023 | $184,800 | $191,700 Land $69,100 Building $122,600 | |
| 2022 | $1,938.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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