821 Ferguson Rd, Joppa, MD 21085 Property Records

Harford County property record for 821 Ferguson Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1963
Square Footage	1,550 sqft Total Area
Lot Size	11,055 sqft (0.254 acres)
Occupancy	Owner Occupied
Tax Bill	$1,804.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-132954`
Alternative APNs	`1132954` `132954`

Interior

Full Baths	1 Baths
Building Area	1,550 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	11,055 sqft (0.254 acres)
Patio Area	240 sqft Patio
Porch Area	356 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	132954
Street Address	821 FERGUSON RD
City	JOPPA
State	MD
Zip	21085-4427
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 25 BK 30 11055 SF 821 FERGUSON ROAD JOPPATOWNE S3 PT 12/65
Legal Subdivision	JOPPATOWNE
Legal Block	30
Legal Lot Number	25
Jurisdiction	HARFORD MD
Minor Civil Division	1, ABINGDON
Census Blockgroup	3
Census Block	3018
Census Tract	301401

Owner

Source: Harford County records · APN 01-132954

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	821 FERGUSON RD, JOPPA, MD 21085-4427
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	821 FERGUSON RD, JOPPA, MD 21085-4427
Document Number	0125550266
Book / Page	012555 / 000266
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 FERGUSON RD JOPPA MD 210854427, JOPPA, MD 21085-4427

Mortgage

Document Number	0125550266
Date	Oct 13, 2017
Book Page	012555/000266

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,400 (+14.44%)	$232,700 (+15.31%) Land $69,500 Building $163,200
2025	$1,804.00 (+7.96%)
2023		$194,333	$201,800 Land $69,500 Building $132,300
2022	$1,671.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.