Harford County property record for 820 Ferguson Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1963 |
| Square Footage | 2,238 sqft Total Area |
| Lot Size | 11,623 sqft (0.267 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $124,500 (1994) |
| Tax Bill | $2,730.00 (2025) |
| Primary APN | 01-146874 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,238 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,623 sqft (0.267 acres) |
| Depth X Width | 118 ft x 102 ft Depth x Width |
| Deck Area | 360 sqft Deck |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 146874 |
|---|---|
| Street Address | 820 FERGUSON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 3 110/87X118 820 FERGUSON ROAD JOPPATOWNE S3 PT 12/63 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 28 |
| Legal Lot Number | 3,820 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-146874
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 FERGUSON RD, JOPPA, MD 21085-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Nov 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage EMM LOANS LLC |
| Nov 15, 2021 | Personal Representative Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 1994 · Amount on Record |
| Deed Sale | Jan 04, 1994 · Amount on Record |
| Prior Sale | Jan 10, 1989 · Amount on Record |
| Deed Book / Page | 2065 / 604 |
| Last Transfer Date | Nov 01, 2021 |
| Transfer Doc | 0151830200 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 820 FERGUSON RD, JOPPA, MD 21085-4428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0155850095 |
|---|---|
| Date | Jul 05, 2022 |
| Book Page | 15585/95 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 15, 2021 |
| Property Address | 820 FERGUSON RD, JOPPA, MD 21085-4428 |
| Document Number | 0151830205 |
| Book / Page | 15183 / 205 |
| Map Reference | MB CRG 12 FO 63 |
| Instrument Date | Aug 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | BLACK OAK TITLE LLC, BIACK OAK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 820 FERGUSON RD, JOPPA, MD 21085-4428 |
| Document Number | 0015183212 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 15183/212 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2036 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 15, 2021 |
| Property Address | 820 FERGUSON RD, JOPPA, MD 21085-4428 |
| Document Number | 0151830200 |
| Book / Page | 15183 / 200 |
| Map Reference | MB GRGR 12 FO 63 |
| Instrument Date | Aug 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 820 FERGUSON RD, JOPPA, MD 21085-4428 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,700 (+5.33%) | $292,800 (-) Land $69,500 Building $223,300 | |
| 2025 | $2,730.00 (+8.76%) | $264,600 (+10.05%) | $292,800 (+16.89%) Land $69,500 Building $223,300 |
| 2023 | $240,433 | $250,500 Land $69,500 Building $181,000 | |
| 2022 | $2,510.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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