8208 Iris Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8208 Iris Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,586 sqft · built 1996
Lot Size	0.447 acres (19,497 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2023)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J A 025.12`

Property Details

APN / Parcel Number

Primary APN	`171J A 025.12`
Alternative APN	`0000132299`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,497 sqft (0.447 acres)
Lot Dimensions	118 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000132299
Street Address	8208 IRIS RD
City	CHATTANOOGA
State	TN
Zip	37421-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 GRAY SHADOWS PB49 PG268 OUT OF 171J-A-25 FOR 1993
Legal Subdivision	GRAY SHADOWS
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	11326

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8208 IRIS RD, CHATTANOOGA, TN 37421-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Intrafamily Transfer, Transfer
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	May 18, 2004 · Amount on Record
Deed Document Number	2023170
Deed Book / Page	13410 / 955
Last Transfer Date	Jan 20, 2026
Transfer Doc	0000000045
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Jan 22, 2026
Property Address	8208 IRIS RD, CHATTANOOGA, TN 37421-4330
Document Number	0000000045
Book / Page	14172 / 148
Map Reference	MB 49 PG 268
Instrument Date	Jan 20, 2026
Instrument	2026012200045
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8208 IRIS RD, CHATTANOOGA, TN 37421-4330

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 28, 2023
Property Address	8208 IRIS RD, CHATTANOOGA, TN 37421-4330
Document Number	0000000170
Book / Page	13410 / 955
Map Reference	MB 49 PG 268
Instrument Date	Sep 25, 2023
Instrument	2023092800170
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PROPERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8208 IRIS RD, CHATTANOOGA, TN 37421-4330

Mortgage

Document Number	0000000171
Date	Sep 28, 2023
Instrument	2023092800171

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (-13.15%)	$68,475 (+28.29%)	$273,900 (+28.29%) Land $40,000 Building $233,900
2024	$1,194.00	$53,375 (-)	$213,500 (-) Land $40,000 Building $173,500
2023	$1,194.00	$53,375 (-)	$213,500 (-) Land $40,000 Building $173,500
2022	$1,194.00	$53,375	$213,500 Land $40,000 Building $173,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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