8220 Iris Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8220 Iris Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 1960
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Oct 2021)
Tax Bill	$615 (2025)
Deeds & Mortgages	Oct 2021 Sale Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J A 026`

Property Details

APN / Parcel Number

Primary APN	`171J A 026`
Alternative APN	`0000118242`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Lot Dimensions	376 ft deep x 138 ft wide
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118242
Street Address	8220 IRIS RD
City	CHATTANOOGA
State	TN
Zip	37421-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SE 1/4 SEC 24 TWP 2 R3
Legal Range	03
Legal Township	02
Legal Section	24
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	11326

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2718 MCLEMORE RD, FRANKLIN, TN 37064-1124
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Jul 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	2021101200158
Deed Book / Page	12687 / 802
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 12, 2021
Property Address	8220 IRIS RD, CHATTANOOGA, TN 37421-4330
Document Number	0000000158
Book / Page	12687 / 802
Instrument Date	Oct 8, 2021
Instrument	2021101200158
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$780.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 IRIS RD, CHATTANOOGA, TN 37421-4330

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8220 IRIS RD, CHATTANOOGA, TN 37421-4330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000124
Date	Jul 26, 2017
Book Page	11111/740
Instrument	2017072600124

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$615.00 (-14.82%)	$40,625 (+25.87%)	$162,500 (+25.87%) Land $42,500 Building $120,000
2024	$722.00	$32,275 (-)	$129,100 (-) Land $42,500 Building $86,600
2023	$722.00	$32,275 (-)	$129,100 (-) Land $42,500 Building $86,600
2022	$722.00	$32,275	$129,100 Land $42,500 Building $86,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

Nearby Properties on Iris Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures