8204 Iris Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8204 Iris Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,510 sqft · built 1993
Lot Size	0.191 acres (8,343 sqft)
Owner	Owner Name on Record
Last Sale	$106,000 (Jan 2002)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J A 025.10`

Property Details

APN / Parcel Number

Primary APN	`171J A 025.10`
Alternative APN	`0000132297`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,343 sqft (0.191 acres)
Lot Dimensions	137 ft deep x 60.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000132297
Old Parcel Number	171J A 02510
Street Address	8204 IRIS RD
City	CHATTANOOGA
State	TN
Zip	37421-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 GRAY SHADOWS PB49 PG268 OUT OF 171J-A-25 FOR 1993
Legal Subdivision	GRAY SHADOWS
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	11326

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	8204 IRIS RD, CHATTANOOGA, TN 37421-4330
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2002 · Amount on Record
Deed Sale	Jan 2, 2002 · Amount on Record
Prior Sale	Jan 5, 1999 · Amount on Record
Deed Document Number	2002010200380
Deed Book / Page	6105 / 385
Prior Transfer Date	Dec 28, 2001
Prior Transfer Doc	98130726
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8204 IRIS RD, CHATTANOOGA, TN 37421-4330
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8204 IRIS RD, CHATTANOOGA, TN 37421-4330

Mortgage

Document Number	0000000141
Date	Apr 28, 2023
Book Page	13275/554
Instrument	2023042800141

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8204 IRIS RD, CHATTANOOGA, TN 37421-4330
Document Number	0109000015
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8204 IRIS RD CHATTANOOGA TN 374214330, CHATTANOOGA, TN 37421-4330

Mortgage

Document Number	0109000015
Date	Jan 9, 2020
Book Page	011873/000886
Instrument	200109000015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 (-5.31%)	$71,750 (+39.73%)	$287,000 (+39.73%) Land $40,000 Building $247,000
2024	$1,148.00	$51,350 (-)	$205,400 (-) Land $40,000 Building $165,400
2023	$1,148.00	$51,350 (-)	$205,400 (-) Land $40,000 Building $165,400
2022	$1,148.00	$51,350	$205,400 Land $40,000 Building $165,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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