Hamilton County property record for 8202 Iris Rd, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,664 sqft · built 1994 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,000 (Aug 2020) |
| Tax Bill | $1,044 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171J A 025.09 |
| Primary APN | 171J A 025.09 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,160 sqft (0.187 acres) |
| Lot Dimensions | 136 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000132296 |
|---|---|
| Old Parcel Number | 171J A 02509 |
| Street Address | 8202 IRIS RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 GRAY SHADOWS PB49 PG268 OUT OF 171J-A-25 FOR 1993 |
| Legal Subdivision | GRAY SHADOWS |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11326 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8202 IRIS RD, CHATTANOOGA, TN 37421-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2020 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Sep 20, 2019 | Warranty Deed, Transfer · VA Mortgage CMG FIN'L |
| Sep 5, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on Record |
| Deed Sale | Aug 11, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Document Number | 2020081100226 |
| Deed Book / Page | 12109 / 331 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 11, 2020 |
| Property Address | 8202 IRIS RD, CHATTANOOGA, TN 37421-4330 |
| Document Number | 0811000226 |
| Book / Page | 012109 / 000331 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 200811000226 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | EQUI TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $895.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8202 IRIS RD CHATTANOOGA TN 374214330, CHATTANOOGA, TN 37421-4330 |
| Document Number | 811000227 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 012109/000333 |
| Instrument | 200811000227 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 20, 2019 |
| Property Address | 8202 IRIS RD, CHATTANOOGA, TN 37421-4330 |
| Document Number | 0920000222 |
| Book / Page | 011765 / 000414 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 190920000222 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.75 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8202 IRIS RD CHATTANOOGA TN 374214330, CHATTANOOGA, TN 37421-4330 |
| Document Number | 920000223 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 011765/000417 |
| Instrument | 190920000223 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 5, 2017 |
| Property Address | 8202 IRIS RD, CHATTANOOGA, TN 37421-4330 |
| Document Number | 0000000002 |
| Book / Page | 11145 / 537 |
| Map Reference | MB49 PG268 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 2017090500002 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8202 IRIS RD, CHATTANOOGA, TN 37421-4330 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000191 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017090500191 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2032 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,044.00 (-16.95%) | $68,925 (+22.64%) | $275,700 (+22.64%) Land $40,000 Building $235,700 |
| 2024 | $1,257.00 | $56,200 (-) | $224,800 (-) Land $40,000 Building $184,800 |
| 2023 | $1,257.00 | $56,200 (-) | $224,800 (-) Land $40,000 Building $184,800 |
| 2022 | $1,257.00 | $56,200 | $224,800 Land $40,000 Building $184,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2025) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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