8151 Iris Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8151 Iris Rd, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,232 sqft · built 1990
Lot Size0.201 acres (8,769 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Feb 2025)
Tax Bill$926 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN171H G 025.02

Property Details

APN / Parcel Number

Primary APN171H G 025.02
Alternative APN
  • 0000128597

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1990
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,769 sqft (0.201 acres)
Lot Dimensions72.9 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000128597
Old Parcel Number171H G 02502
Street Address8151 IRIS RD
CityCHATTANOOGA
StateTN
Zip37421-4276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2 BORNS IRIS ROAD SUB PB 47 PG 318 OUT OF 171H-G-25 FOR 1990
Legal SubdivisionIRIS ROAD SUB
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group3
Census Block3007
Census Tract11326

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8151 IRIS RD, CHATTANOOGA, TN 37421-4276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Feb 25, 2025Warranty Deed, Transfer · Conventional Mortgage
EUSTIS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2025 · Amount on Record
Deed SaleFeb 25, 2025 · Amount on Record
Prior SaleJun 21, 2016 · Amount on Record
Deed Document Number2025022500055
Deed Book / Page13844 / 619
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8151 IRIS RD, CHATTANOOGA, TN 37421-4276
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000039
DateAug 16, 2021
Book Page12609/500
Instrument2021081600039
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueFeb 1, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8151 IRIS RD, CHATTANOOGA, TN 37421-4276
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000270
DateJan 12, 2022
Book Page12808/446
Instrument2022011200270
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 25, 2025
Property Address8151 IRIS RD, CHATTANOOGA, TN 37421-4276
Document Number0000000055
Book / Page13844 / 619
Map ReferenceMB 47 PG 318
Instrument DateFeb 20, 2025
Instrument2025022500055
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,017.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address8151 IRIS RD, CHATTANOOGA, TN 37421-4276

Mortgage

Document Number0013844621
DateFeb 25, 2025
Instrument13844/621
Lender
NameEUSTIS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$926.00 (-6.09%)$61,150 (+38.74%)$244,600 (+38.74%) Land $30,000 Building $214,600
2024$986.00$44,075 (-)$176,300 (-) Land $30,000 Building $146,300
2023$986.00$44,075 (-)$176,300 (-) Land $30,000 Building $146,300
2022$986.00$44,075$176,300 Land $30,000 Building $146,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2025)
Claims Outside the SFHA5 of 6
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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