Berrien County property record for 8201 E Division, Watervliet, MI 49098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1991 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,900 (Oct 2021) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 21-0026-0011-07-1 |
| Primary APN | 21-0026-0011-07-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8201 E DIVISION |
|---|---|
| City | WATERVLIET |
| State | MI |
| Zip | 49098-9111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | COM 50' N OF NELY COR OF LOT 8 ASPENGRENS SUBDIVISION TH N 5DEG 22' E 100' TH N 79DEG 41' W 108.6' TH S 6DEG 22' W 100.34' TH S 79DEG 41' E TO BEG |
| Legal Subdivision | ASPENGRENS SUB |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 10300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8201 E DIVISION, WATERVLIET, MI 49098-9111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Oct 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Feb 11, 1991 |
| Deed Document Number | 2021332087 |
| Deed Book / Page | 3349 / 588 |
| Prior Transfer Date | Oct 7, 2021 |
| Prior Transfer Doc | 3349000588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 8201 E DIVISION, WATERVLIET, MI 49098-9111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03304/1473 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 3304/1473 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 12, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 19, 2021 |
| Property Address | 8201 E DIVISION, WATERVLIET, MI 49098-9111 |
| Document Number | 003349/588 |
| Book / Page | 3349 / 588 |
| Instrument Date | Oct 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3101 RIVER RD, SODUS, MI 49126-9749 |
| Document Number | 0003349591 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 3349/591 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Number | 03349/2145 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 3349/2145 |
| Name | LARRY WAYNE JOYNER ETUX |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Watervliet Township |
| Unified School District | Watervliet School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,000 (+38.32%) | $218,000 (+38.32%) | |
| 2025 | $1,980.00 (+10.55%) | ||
| 2023 | $78,800 | $157,600 | |
| 2022 | $1,791.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET serves 2,735 people · EPA ID MI0006930 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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