Berrien County property record for 127 E Division, Watervliet, MI 49098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,356 sqft · built 1955 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,709 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Dec 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-7350-0018-00-8 |
| Primary APN | 78-7350-0018-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Basement Area | 1,356 sqft |
| Unfinished Basement | 1,356 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 127 E DIVISION |
|---|---|
| City | WATERVLIET |
| State | MI |
| Zip | 49098-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 18 & THE E1/2 OF LOT 19 SUTHERLAND ADD TO CITY OF WATERVLIET |
| Legal Subdivision | SUTHERLAND ADD |
| Legal Lot Number | 18-19 |
| Legal Unit | 18,19 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 20, 2019 | Intrafamily Transfer, Transfer |
| Oct 25, 2017 | Intrafamily Transfer, Transfer |
| Jan 5, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 5, 2024 |
| Transfer Doc | 03418/3037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Document Number | 03368/3036 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 3368/3036 |
| Instrument | 2022348730 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 20, 2019 |
| Property Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Document Number | 03260/0846 |
| Book / Page | 3260 / 0846 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 25, 2017 |
| Property Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Document Number | 03187/1824 |
| Book / Page | 3187 / 1824 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 3187-1824 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 5, 2024 |
| Property Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
| Document Number | 03418/3037 |
| Book / Page | 3418 / 3037 |
| Instrument Date | Jul 30, 2014 |
| Instrument | 2024395893 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8165 VERLYNDA DR, WATERVLIET, MI 49098-9355 |
| Name | Verified Name |
|---|---|
| Address | 127 E DIVISION, WATERVLIET, MI 49098-9379 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Watervliet City |
| Unified School District | Watervliet School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,300 (+9.21%) | $182,600 (+9.21%) | |
| 2025 | $2,709.00 (+2.27%) Homeowner's exemption | $83,600 (+30.02%) | $167,200 (+30.02%) |
| 2024 | $2,649.00 (+6.77%) | ||
| 2023 | $64,300 | $128,600 | |
| 2022 | $2,481.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET serves 2,735 people · EPA ID MI0006930 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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