St. Charles County property record for 808 Rambling Pine Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,084 sqft · built 1999 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $462,500 (Mar 2026) |
| Tax Bill | $4,513 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T990800029 |
| Primary APN | T990800029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 4,735 sqft |
| 1st Floor Area | 2,084 sqft |
| Basement Area | 2,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 336 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T990800029 |
|---|---|
| Street Address | 808 RAMBLING PINE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET HILLS #4 LOT 108 |
| Legal Subdivision | SOMERSET HILLS #4 |
| Legal Lot Number | 108 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
808 Rambling Pine Dr is owned and occupied by two individuals who bought it in March 2026.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 808 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 26, 2026 | Intrafamily Transfer, Transfer |
| Sep 27, 2022 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Prior Sale | Mar 26, 2026 |
| Deed Document Number | 202613964 |
| Prior Transfer Date | Sep 23, 2022 |
| Prior Transfer Doc | 0000052943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 808 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5050 HEATHFIELD DR, SAINT LOUIS, MO 63128-2932 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013965 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026R-013965 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 26, 2026 |
| Property Address | 808 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6658 |
| Document Number | 0000013964 |
| Map Reference | MB 35 PG 109 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026R-013964 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 SPRUCE LN, CANTON, MA 02021-4203 |
| Name | Verified Name |
|---|---|
| Address | 12111 VIVACITE WALK, SAINT LOUIS, MO 63146-5220 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 27, 2022 |
| Property Address | 808 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6658 |
| Document Number | 0000052943 |
| Map Reference | MB 35 PG 109 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022R-052943 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5434 REBER PL, SAINT LOUIS, MO 63139-1427 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,417 (-) | $417,983 (-) Land $80,000 Building $337,983 | |
| 2025 | $79,417 | $417,983 Land $80,000 Building $337,983 | |
| 2024 | $4,513.00 | ||
| 2023 | $73,029 (+26.63%) | ||
| 2022 | $3,845.00 | $57,671 | $384,365 (+26.63%) Land $60,000 Building $324,365 |
| 2021 | $303,531 Land $50,000 Building $253,531 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 808 Rambling Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 808 Rambling Pine Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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