820 Palaro Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 820 Palaro Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 1973
Square Footage2,920 sqft Living Area
Lot Size10,400 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$369,000 (1998)
Tax Bill$8,510.00 (2025)

Owner

Source: San Diego County records · APN 254-162-73-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address820 PALARO DR, ENCINITAS, CA 92024-1233
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 1998 · Amount on Record
Deed SaleAug 03, 1998 · Amount on Record
Prior SaleOct 14, 1993 · Amount on Record
Deed Doc Number1998485407
Prior Transfer DateAug 01, 1997
Prior Transfer Doc0000387200
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address820 PALARO DR, ENCINITAS, CA 92024-1233
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 PALARO DR, ENCINITAS, CA 92024-1233

Mortgage

Document Number0000072000
DateJan 29, 2021
Instrument2021-0072000
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address820 PALARO DR, ENCINITAS, CA 92024-1233
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000327884
DateAug 10, 2018
Instrument2018-0327884
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 06, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$736,878 (+2%) Land $199,873 Building $537,005
2025$8,510.00 (+7.65%) Homeowner's exemption$722,430 (+4.04%) Land $195,954 Building $526,476
2023$7,905.00 (+2.6%) Homeowner's exemption$694,379 Land $188,346 Building $506,033
2022$7,705.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of California
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN254-162-73-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms8 Rooms
Building Area2,920 sqft Living Area
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,400 sqft (0.239 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemRadiant Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address820 PALARO DR
CityENCINITAS
StateCA
Zip92024-1233
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 28 PAR 3 PER DOC164425REC71 IN TR 002019
Legal SubdivisionCREST ACRES
Legal Tract002019
Legal Block2
Legal Lot Number28
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2004
Census Tract17601

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