808 Palaro Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 808 Palaro Dr, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,553 sqft · built 1973
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Aug 2016)
Tax Bill$15,138 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Nov 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN254-162-71-00

Property Details

APN / Parcel Number

Primary APN254-162-71-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,553 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area11,500 sqft (0.264 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address808 PALARO DR
CityENCINITAS
StateCA
Zip92024-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 PAR 1 PER DOC164425REC71 IN TR 002019
Legal SubdivisionCREST ACRES
Legal Tract002019
Legal Block2
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract17601

Owner

Source: San Diego County records · APN 254-162-71-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address808 PALARO DR, ENCINITAS, CA 92024-1233
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2017Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Nov 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 08, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 03, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2016 · Amount on Record
Deed SaleAug 18, 2016 · Amount on Record
Prior SaleJul 09, 1996 · Amount on Record
Deed Document Number2016427040
Last Transfer DateJun 26, 2018
Transfer Doc0000270490
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address808 PALARO DR, ENCINITAS, CA 92024-1233
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000300890
DateJul 03, 2017
Instrument2017-0300890
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address808 PALARO DR, ENCINITAS, CA 92024-1233
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000516937
DateNov 08, 2019
Instrument2019-0516937
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address808 PALARO DR, ENCINITAS, CA 92024-1233
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000516938
DateNov 08, 2019
Instrument2019-0516938
Lender
NameUS BANK NA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 04, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address808 PALARO DR, ENCINITAS, CA 92024-1233
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 PALARO DR, ENCINITAS, CA 92024-1233

Mortgage

Document Number0000735129
DateOct 22, 2021
Instrument2021-0735129
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 03, 2018
Property Address808 PALARO DR, ENCINITAS, CA 92024-1233
Document Number0000270490
Map ReferenceMAP 2019
Instrument DateJun 26, 2018
Instrument2018-0270490
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address808 PALARO DR, ENCINITAS, CA 92024-1233

Mortgage

Document Number0000270491
DateJul 03, 2018
Instrument2018-0270491
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,361,361 (+2%) Land $1,065,414 Building $295,947
2025$15,138.00 (+6.97%) Homeowner's exemption$1,334,669 (+4.04%) Land $1,044,524 Building $290,145
2023$14,152.00 (+2.34%) Homeowner's exemption$1,282,844 Land $1,003,965 Building $278,879
2022$13,828.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of California
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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