805 Palaro Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 805 Palaro Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,636 sqft · built 2005
Lot Size0.271 acres (11,800 sqft)
Owner2 Individual Names on File
Last Sale$2,398,000 (May 2023)
Tax Bill$27,488 (2025)
Deeds & MortgagesSep 2023 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN254-162-79-00

Property Details

APN / Parcel Number

Primary APN254-162-79-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Building Area2,636 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area11,800 sqft (0.271 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address805 PALARO DR
CityENCINITAS
StateCA
Zip92024-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 PAR 9 PER DOC164425REC71 IN TR 002019
Legal SubdivisionCREST ACRES
Legal Tract002019
Legal Block2
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract17601

Owner

Source: San Diego County records · APN 254-162-79-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address805 PALARO DR, ENCINITAS, CA 92024-1233
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
JEFFREY AND DEBRA COLBERT FAMILY TRUST
May 24, 2023Grant Deed, Transfer · Conventional Mortgage
ADAPTIVE MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleSep 18, 2015 · Amount on Record
Deed Document Number2023135952
Prior Transfer DateAug 30, 2010
Prior Transfer Doc0000457945
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address805 PALARO DR, ENCINITAS, CA 92024-1233
Transaction TypeMortgage
Record UpdatedOct 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 PALARO DR, ENCINITAS, CA 92024-1233

Mortgage

Document Number0000263933
DateSep 28, 2023
Instrument2023-0263933
Lender
NameJEFFREY AND DEBRA COLBERT FAMILY TRUST
TypePrivate Party
Address26500 AGOURA RD STE 211, CALABASAS, CA 91302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 24, 2023
Property Address805 PALARO DR, ENCINITAS, CA 92024-1233
Document Number0000135952
Map ReferenceMAP 2019
Instrument DateMay 11, 2023
Instrument2023-0135952
Transaction TypeTransfer
Record UpdatedJun 02, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address805 PALARO DR, ENCINITAS, CA 92024-1233

Mortgage

Document Number0000135953
DateMay 24, 2023
Instrument2023-0135953
Lender
NameADAPTIVE MORTGAGE SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,544,776 (+2%) Land $2,016,295 Building $528,481
2025$27,488.00 (+106.44%)$2,494,879 (+104.64%) Land $1,976,760 Building $518,119
2023$13,315.00 (+2.29%) Homeowner's exemption$1,219,179 Land $1,182,055 Building $37,124
2022$13,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of California
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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