820 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 820 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,482 sqft · built 1963
Lot Size0.277 acres (12,045 sqft)
Owner2 Individual Names on Record
Tax Bill$2,694 (2026)
Deeds & MortgagesJun 2021 Mortgage
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-122223

Property Details

APN / Parcel Number

Primary APN01-122223
Alternative APNs
  • 1122223
  • 122223

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,482 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,045 sqft (0.277 acres)
Lot Dimensions165 ft deep x 74 ft wide
Garage TypeMixed
Garage Area273 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number122223
Street Address820 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 8 72/74X165 820 JOPPA FARM ROAD JOPPATOWNE S1 PT 11/108
Legal SubdivisionJOPPATOWNE
Legal Block12
Legal Lot Number8,820
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3006
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address820 JOPPA FARM RD, JOPPA, MD 21085-4438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jan 28, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 24, 2020Quit Claim Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2020
Deed SaleMar 24, 2020
Prior SaleSep 1, 2011 · Amount on Record
Deed Book / Page13755 / 245
Last Transfer DateJan 25, 2022
Transfer Doc0153340332
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address820 JOPPA FARM RD, JOPPA, MD 21085-4438
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148370489
DateJun 17, 2021
Book Page14837/489
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term179 Months
DueMay 1, 2036

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateJan 28, 2022
Property Address820 JOPPA FARM RD, JOPPA, MD 21085-4438
Document Number0153340332
Book / Page15334 / 332
Map ReferenceMB 11 FO 108
Instrument DateJan 25, 2022
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARFORD MD
Recording DateMar 24, 2020
Property Address820 JOPPA FARM RD, JOPPA, MD 21085-4438
Document Number0137550245
Book / Page013755 / 000245
Instrument DateDec 12, 2019
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 JOPPA FARM RD JOPPA MD 210854438, JOPPA, MD 21085-4438

Mortgage

Document Number137550251
DateMar 24, 2020
Book Page013755/000251
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMar 23, 2035

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,694.00 (+16.88%) Homeowner's exemption$247,233 (+5.13%)$259,300 (-) Land $69,600 Building $189,700
2025$2,305.00 (+10.66%) Homeowner's exemption$235,167 (+12.38%)$259,300 (+16.23%) Land $69,600 Building $189,700
2023$209,267$223,100 Land $69,600 Building $153,500
2022$2,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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