824 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 824 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,836 sqft · built 1963
Lot Size0.283 acres (12,337 sqft)
Owner2 Individual Names on File
Tax Bill$3,183 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-132040

Property Details

APN / Parcel Number

Primary APN01-132040
Alternative APNs
  • 1132040
  • 132040

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,836 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,337 sqft (0.283 acres)
Lot Dimensions169 ft deep x 74 ft wide
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
Patio Area327 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number132040
Street Address824 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 6 72/74X169 824 JOPPA FARM ROAD JOPPATOWNE S1 PT 11/108
Legal SubdivisionJOPPATOWNE
Legal Block12
Legal Lot Number6,824
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3006
Census Tract301401

Owner

824 Joppa Farm Rd is owned and occupied by two individuals who acquired it in October 2008.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address824 JOPPA FARM RD, JOPPA, MD 21085-4438
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2008
Deed SaleOct 8, 2008
Prior SaleAug 13, 2008 · Amount on File
Deed Document Number2008554
Deed Book / Page7954 / 319
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address824 JOPPA FARM RD, JOPPA, MD 21085-4438
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0169690001
DateJan 15, 2026
Book Page16969/1
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueFeb 2, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 824 Joppa Farm Rd was $3,183 with a homeowner's exemption, up 11.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,183.00 (+11.65%) Homeowner's exemption$292,067$307,300 Land $69,600 Building $237,700
2025$2,851.00 Homeowner's exemption
2023$250,600$261,600 Land $69,600 Building $192,000
2022$2,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Joppa Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 824 Joppa Farm Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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