818 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 818 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,960 sqft · built 1963
Lot Size0.277 acres (12,045 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Dec 2015)
Tax Bill$2,856 (2026)
Deeds & MortgagesMar 2022 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-143026

Property Details

APN / Parcel Number

Primary APN01-143026
Alternative APNs
  • 1143026
  • 143026

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,045 sqft (0.277 acres)
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft

Exterior Amenities

PorchSlab
Porch Area229 sqft
Shed1 Shed
Shed Area350 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number143026
Street Address818 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 9 BK 12 12045 SF 818 JOPPA FARM ROAD JOPPATOWNE S1 PT 11/108
Legal SubdivisionJOPPATOWNE
Legal Block12
Legal Lot Number9
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3006
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address818 JOPPA FARM RD, JOPPA, MD 21085-4438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 30, 2020Deed of Trust, Mortgage · Line of Credit
BALTIMORE COUNTY EMPLOYEES FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2015 · Amount on Record
Deed SaleDec 4, 2015 · Amount on Record
Prior SaleJun 30, 2015 · Amount on Record
Deed Book / Page11566 / 267
Prior Transfer DateOct 8, 2015
Prior Transfer Doc0115090004
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address818 JOPPA FARM RD, JOPPA, MD 21085-4438
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 JOPPA FARM RD, JOPPA, MD 21085-4438

Mortgage

Document Number0154140230
DateMar 16, 2022
Book Page15414/230
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueDec 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address818 JOPPA FARM RD, JOPPA, MD 21085-4438
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCOLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139520441
DateJun 30, 2020
Book Page13952/441
Lender
NameBALTIMORE COUNTY EMPLOYEES FCU
TypeCredit Union
AddressTOWSON, MD 21204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMay 30, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,856.00 (+11.04%) Homeowner's exemption$262,067 (+5.23%)$275,100 (-) Land $69,600 Building $205,500
2025$2,572.00 (+8.52%) Homeowner's exemption$249,033 (+9.82%)$275,100 (+16.57%) Land $69,600 Building $205,500
2023$226,767$236,000 Land $69,600 Building $166,400
2022$2,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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