820 Frances Dr, Vista, CA 92084 Property Records

San Diego County property record for 820 Frances Dr, Vista, CA 92084 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,050 sqft · built 1950
Lot Size0.214 acres (9,305 sqft)
Owner2 Individual Names on File
Last Sale$705,000 (Apr 2026)
Tax Bill$1,809 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN176-012-06-00

Property Details

APN / Parcel Number

Primary APN176-012-06-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,050 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area9,305 sqft (0.214 acres)

Location & Zoning

Street Address820 FRANCES DR
CityVISTA
StateCA
Zip92084-4508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 S 75 FT OF E 125 FT SD E 125 FT BEING MEAS ALG SLY LINE TR 002653
Legal SubdivisionPAYNE ESTATES
Legal Tract002653
Legal Block3
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3005
Census Tract19206

Owner

Source: San Diego County records · APN 176-012-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address820 FRANCES DR, VISTA, CA 92084-4508
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleNov 25, 2008 · Amount on Record
Deed Document Number2026108313
Prior Transfer DateJun 02, 2011
Prior Transfer Doc0000294734
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 17, 2026
Property Address820 FRANCES DR, VISTA, CA 92084-4508
Document Number0000108313
Instrument DateMar 19, 2026
Instrument2026108313
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$78,325.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address820 FRANCES DR, VISTA, CA 92084-4508

Mortgage

Document Number0000108314,
DateApr 17, 2026
Instrument2026108314
Lender
NameFUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$101,765 (+2%) Land $86,509 Building $15,256
2025$1,809.00 (+3.61%) Homeowner's exemption$99,770 (+4.04%) Land $84,813 Building $14,957
2024$1,746.00 (+72.7%)
2023$1,011.00 (-41.05%) Homeowner's exemption$95,897 Land $81,520 Building $14,377
2022$1,715.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730192063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 546 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, San Diego Broadband, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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