760 E Pearl St, Monticello, FL 32344 Property Records

Jefferson County property record for 760 E Pearl St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,907 sqft · built 1962
Lot Size	0.657 acres (28,619 sqft)
Owner	Individual Name on Record
Last Sale	$3,214 (May 2018)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-0370-0000-0180`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-0370-0000-0180`
Alternative APN	`1897`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,907 sqft Living Area
1st Floor Area	1,907 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,619 sqft (0.657 acres)
Lot Dimensions	333 ft deep x 86 ft wide
Garage Area	220 sqft
Porch	Open Porch
Porch Area	72 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	760 E PEARL ST
City	MONTICELLO
State	FL
Zip	32344-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 X 125 FT IN LOT 18 PALMER & LYONS ADD & LOT 86 X 208.50 PALMER & LYONS ADD ORB 521 P 227 & 713 P 575
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Subdivision	PALMER LYONS ADD
Legal Lot Number	18,86
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2045
Census Tract	250105

Owner

Source: Jefferson County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	760 E PEARL ST, MONTICELLO, FL 32344-2526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CU MEMBERS MORTGAGE
May 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Apr 28, 2015 · Amount on Record
Deed Document Number	201833001266
Deed Book / Page	0754 / 0260
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	760 E PEARL ST, MONTICELLO, FL 32344-2526
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 E PEARL ST, MONTICELLO, FL 32344-2526

Mortgage

Document Number	0007930235
Date	Dec 7, 2020
Book Page	793/235
Instrument	202033003335

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Dec 1, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	May 11, 2018
Property Address	760 E PEARL ST, MONTICELLO, FL 32344-2526
Document Number	0007540260
Book / Page	0754 / 0260
Instrument Date	May 8, 2018
Instrument	201833001266
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NORTH FLORIDA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 VINELAND LN, 1911, TALLAHASSEE, FL 32317-7926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 E PEARL ST, MONTICELLO, FL 32344-2526

Mortgage

Document Number	201833001267
Date	May 11, 2018
Instrument	201833001267

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00 Homeowner's exemption	$118,553 (+2.61%)	$156,772 (-1.07%) Land $30,070 Building $126,702
2024	$1,918.00 (+6.5%) Homeowner's exemption	$115,543 (+3%)	$158,467 (+2.03%) Land $27,206 Building $131,261
2023	$1,801.00 (+8.23%) Homeowner's exemption	$112,178 (+2.99%)	$155,321 (+6.3%) Land $25,774 Building $129,547
2022	$1,664.00 Homeowner's exemption	$108,925	$146,118 Land $22,910 Building $123,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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