Sherburne County property record for 820 12th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jun 2017) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-402-5505 |
| Primary APN | 85-402-5505 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,251 sqft (0.166 acres) |
|---|
| Account Number | 42588 |
|---|---|
| Street Address | 820 12TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, BLK 55 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION |
| Legal Block | 55 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 31500 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 820 12TH ST SE, SAINT CLOUD, MN 56304-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on Record |
| Deed Sale | Jun 27, 2017 · Amount on Record |
| Deed Document Number | 2017840855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 27, 2017 |
| Property Address | 820 12TH ST SE, SAINT CLOUD, MN 56304-1631 |
| Document Number | 0000840855 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 840855 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 12TH ST SE, SAINT CLOUD, MN 56304-1631 |
| Document Number | 0000840856 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 840856 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,600 (+3.98%) Land $40,000 Building $158,600 | $198,600 (+3.98%) Land $40,000 Building $158,600 | |
| 2025 | $2,404.00 (+24.17%) | $191,000 (+1.6%) Land $40,000 Building $151,000 | $191,000 (+1.6%) Land $40,000 Building $151,000 |
| 2023 | $1,936.00 | $188,000 Land $30,000 Building $158,000 | |
| 2021 | $188,000 Land $30,000 Building $158,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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