Sherburne County property record for 1124 12th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,251 sqft) |
| Owner | Company Name on Record |
| Last Sale | $141,000 (Aug 2021) |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-413-2805 |
| Primary APN | 85-413-2805 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,251 sqft (0.166 acres) |
|---|
| Street Address | 1124 12TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, BLK 228 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION - BLKS OVER 99 |
| Legal Block | 228 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 31500 |
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1003, ISLE, MN 56342-1003 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed of Trust, Mortgage GATE CITY BANK |
| Aug 16, 2021 | Warranty Deed, Transfer · Commercial Mortgage CAPITAL CITY FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Sep 22, 2006 · Amount on Record |
| Deed Document Number | 2021925581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1124 12TH ST SE, SAINT CLOUD, MN 56304-1726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32971 STATE HIGHWAY 18, AITKIN, MN 56431-2135 |
| Document Number | 0000944256 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 944256 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | SAUK RAPIDS, MN 56379 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 15, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 16, 2021 |
| Property Address | 1124 12TH ST SE, SAINT CLOUD, MN 56304-1726 |
| Document Number | 0000925581 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 925581 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | WEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1003, ISLE, MN 56342-1003 |
| Document Number | 0000925582 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 925582 |
| Name | CAPITAL CITY FUNDING LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,250.00 (+47.73%) | $188,300 (-) Land $40,000 Building $148,300 | $188,300 (-) Land $40,000 Building $148,300 |
| 2023 | $2,200.00 | $188,300 Land $30,000 Building $158,300 | |
| 2021 | $188,300 Land $30,000 Building $158,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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