Sherburne County property record for 1014 12th St SE, Saint Cloud, MN 56304 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,251 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-413-3005 |
| Primary APN | 85-413-3005 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,251 sqft (0.166 acres) |
|---|
| Street Address | 1014 12TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, BLK 230 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION - BLKS OVER 99 |
| Legal Block | 230 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 31500 |
Source: Sherburne County records · APN 85-413-3005
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Feb 28, 2022 | Deed of Trust, Mortgage · Balloon Mortgage BREMER BANK NA |
| Mar 09, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA |
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Investor | Possibly a Property Investor |
| Document Number | 0000938862 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 938862 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Nov 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000938310 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 938310 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Document Number | 0000938862 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 938862 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Nov 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Feb 28, 2022 |
| Property Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Document Number | 0000938308 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 938308 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Document Number | 0000938309 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 938309 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Feb 28, 2022 |
| Property Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Document Number | 0000938308 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 938308 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1014 12TH ST SE, SAINT CLOUD, MN 56304-1724 |
| Document Number | 0000938309 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 938309 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Sherburne County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,600 (+3.51%) Land $40,000 Building $98,600 | $138,600 (+3.51%) Land $40,000 Building $98,600 | |
| 2025 | $1,498.00 (+5.34%) | $133,900 (+1.36%) Land $40,000 Building $93,900 | $133,900 (+1.36%) Land $40,000 Building $93,900 |
| 2023 | $1,422.00 | $132,100 Land $30,000 Building $102,100 | |
| 2021 | $132,100 Land $30,000 Building $102,100 |
Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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