Cass County property record for 816 12th St N, Fargo, ND 58102
| Property Type | Single Family Home |
|---|---|
| Details | 1,158 sqft · built 1908 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jul 2013) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2900-00280-000 |
| Primary APN | 01-2900-00280-000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,158 sqft Living Area |
| 1st Floor Area | 791 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Street Address | 816 12TH ST N |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58102-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 12 BLOCK: 2 ADDITION: STERNS ADDITIONAL: STERNS LOT 12 BLK 2 |
| Legal Subdivision | STERNS |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 502 |
816 12th St N is owned and occupied by an individual who bought it in July 2013.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 816 12TH ST N, FARGO, ND 58102-3537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2013 · Amount on File |
| Deed Sale | Jul 8, 2013 · Amount on File |
| Prior Sale | Mar 2, 2007 · Amount on File |
| Deed Document Number | 201392286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 816 12TH ST N, FARGO, ND 58102-3537 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0001626857 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 1626857 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 816 12TH ST N, FARGO, ND 58102-3537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | THE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0001588087 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 1588087 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 816 12th St N was $2,535.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,535.00 | $100,700 Land $15,400 Building $85,300 | $201,400 Land $30,800 Building $170,600 |
| 2023 | $416.00 | $86,650 Land $14,750 Building $71,900 | $173,300 Land $29,500 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 816 12th St N in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 816 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: CenturyLink, Verizon.
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