82 Upper Cir, Carmel Valley, CA 93924 Property Records

Monterey County property record for 82 Upper Cir, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,563 sqft · built 2008
Lot Size	0.468 acres (20,374 sqft)
Owner	Company Name on File
Tax Bill	$10,238 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`189-472-010-000`

Property Details

APN / Parcel Number

Primary APN	`189-472-010-000`
Alternative APN	`189-472-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,563 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	20,374 sqft (0.468 acres)

Location & Zoning

Old Parcel Number	189-472-010
Street Address	82 UPPER CIR
City	CARMEL VALLEY
State	CA
Zip	93924-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBLES DEL RIO CARMELO SUB 1 LOT 76 EXC POR DESC IN R894 PG 9
Legal Subdivision	ROBLES DEL RIO CARMELO SUB 1
Legal Block	3
Legal Lot Number	76
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	3
Census Block	3009
Census Tract	11001

Owner

Source: Monterey County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	82 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Intrafamily Transfer, Transfer
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2002
Deed Sale	May 24, 2002
Deed Document Number	200249694
Last Transfer Date	Feb 23, 2024
Transfer Doc	0000008256
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 11, 2024
Property Address	82 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Document Number	0000008256
Map Reference	MB 3 PG 43
Instrument Date	Feb 23, 2024
Instrument	2024008256
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	82 UPPER CIR, CARMEL VALLEY, CA 93924-9737

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	82 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 UPPER CIR, CARMEL VALLEY, CA 93924-9737

Mortgage

Document Number	0000033688
Date	May 11, 2021
Instrument	2021033688

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	82 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017429
Date	Mar 31, 2017
Instrument	2017017429

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$980,095 (+2%) Land $452,044 Building $528,051
2025	$10,238.00 (+2.49%) Homeowner's exemption	$960,879 (+4.04%) Land $443,181 Building $517,698
2023	$9,989.00 (+3.35%) Homeowner's exemption	$923,570 Land $425,973 Building $497,597
2022	$9,665.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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