Monterey County property record for 65 Upper Cir, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,314 sqft · built 1946 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,213 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-472-002-000 |
| Primary APN | 189-472-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | H-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 1,194 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 189-472-002 |
|---|---|
| Street Address | 65 UPPER CIR |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBLES DEL RIO CARMELO SUB 1 LOT 77 |
| Legal Subdivision | ROBLES DEL RIO CARMELO SUB 1 |
| Legal Block | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11001 |
Source: Monterey County assessment roll, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 65 UPPER CIR, CARMEL VALLEY, CA 93924-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 2010 |
| Transfer Doc | 0000034182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 65 UPPER CIR, CARMEL VALLEY, CA 93924-9737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE SALINAS |
| Name | Verified Name |
|---|
| Document Number | 0000031874 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 2017031874 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $685,050 (+2%) Land $360,741 Building $324,309 | |
| 2025 | $7,213.00 (+2.43%) Homeowner's exemption | $671,618 (+4.04%) Land $353,668 Building $317,950 |
| 2023 | $7,042.00 (+3.33%) Homeowner's exemption | $645,540 Land $339,936 Building $305,604 |
| 2022 | $6,815.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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