70 Upper Cir, Carmel Valley, CA 93924 Property Records

Monterey County property record for 70 Upper Cir, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,696 sqft · built 1997
Lot Size	0.519 acres (22,651 sqft)
Owner	Owner Name on File
Last Sale	$625,000 (Oct 1999)
Tax Bill	$10,235 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`189-473-016-000`

Property Details

APN / Parcel Number

Primary APN	`189-473-016-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	70 UPPER CIR
City	CARMEL VALLEY
State	CA
Zip	93924-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 17 SUR MAPS PG 170 NLY POR LOT 80 .52 AC
Legal Subdivision	ROBLES DEL RIO CARMELO 01
Legal Lot Number	80 52
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	3
Census Block	3008
Census Tract	11001

Owner

Source: Monterey County records · APN 189-473-016-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	70 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 1999 · Amount on Record
Deed Sale	Oct 28, 1999 · Amount on Record
Prior Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	0000080325
Deed Book / Page	189
Last Transfer Date	Nov 12, 2014
Transfer Doc	0000056726
Record Updated	Jun 07, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	70 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Document Number	0000015379
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	70 UPPER CIR CARMEL VALLEY CA 939249737, CARMEL VALLEY, CA 93924-9737

Mortgage

Document Number	0000015379
Date	Apr 11, 2018
Instrument	15379

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,235.00 (+2.49%) Homeowner's exemption	$960,589 (+4.04%) Land $461,081 Building $499,508
2023	$9,986.00 (+3.35%) Homeowner's exemption	$923,290 Land $443,178 Building $480,112
2022	$9,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), as of July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530110013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2710004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.