The 2026 property tax bill for 82 Main St, #3 was $1,595, up 35.2% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
Property Jurisdictions
Type
Name
State
North Carolina
County
Clay County
Municipality
Hayesville Town
Unified School District
Clay County Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,595.00 (+35.17%)
$328,900 (+93.7%)Land $69,700Building $259,200
$328,900 (+93.7%)Land $69,700Building $259,200
2025
$1,180.00
$169,800Land $17,400Building $152,400
$169,800Land $17,400Building $152,400
2023
$1,180.00
$169,800Land $17,400Building $152,400
$169,800Land $17,400Building $152,400
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 82 Main St, #3 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 27 policies
Nearby Flood Policies
27 in force
Nearby Flood Claims
1 (2013)
Most Recent Claim
Jan 2013 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 82 Main St, #3 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood
0.08% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source
Groundwater
Last State Inspection
May 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025