45 Main St, Hayesville, NC 28904 Property Records

Clay County property record for 45 Main St, Hayesville, NC 28904

Property Summary

Property Type	Other Improved
Details	5 ba · 1,392 sqft · built 1930
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$223,500 (Jun 2023)
Tax Bill	$1,579 (2026)
Deeds & Mortgages	Nov 2024 Sale Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`555012864767`

Property Details

APN / Parcel Number

Primary APN	`555012864767`
Alternative APNs	`615393000` `621177000` `623809000`

Interior

Full Baths	5 Baths
Half Baths	5 Half Baths
Building Area	1,392 sqft Heated Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	623809000
Street Address	45 MAIN ST
City	HAYESVILLE
State	NC
Zip	28904-5808
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PART OF LOT 18
Legal Lot Number	18
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2067
Census Tract	950202

Owner

45 Main St is owned and occupied by an individual who acquired it in November 2024.

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 MAIN ST, HAYESVILLE, NC 28904-5808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Warranty Deed, Transfer
Jun 27, 2023	Warranty Deed, Transfer
Jun 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Deed Document Number	20231257
Deed Book / Page	476 / 146
Last Transfer Date	Nov 6, 2024
Transfer Doc	000484/492
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 6, 2024
Property Address	45 MAIN ST, HAYESVILLE, NC 28904-5808
Document Number	000484/492
Book / Page	484 / 492
Map Reference	MB 29 PG 190
Instrument Date	Nov 6, 2024
Instrument	2024002336
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MAIN ST, HAYESVILLE, NC 28904-5808

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 27, 2023
Property Address	45 MAIN ST, HAYESVILLE, NC 28904-5808
Document Number	000476/146
Book / Page	476 / 146
Instrument Date	Jun 27, 2023
Instrument	2023001257
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$447.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 MATH STREET, HAYESVILLE, NC 28904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MAIN ST, HAYESVILLE, NC 28904-5808

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 16, 2022
Property Address	45 MAIN ST, HAYESVILLE, NC 28904-5808
Document Number	000465/218
Book / Page	465 / 218
Map Reference	MB 29 PG 190A
Instrument Date	Jun 8, 2022
Instrument	2022001615
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 SANDY RUN, MELBOURNE, FL 32940-7836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	33 MAIN ST, HAYESVILLE, NC 28904-5808

Tax Assessment & Valuation

The 2026 property tax bill for 45 Main St was $1,579, up 127.5% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Municipality	Hayesville Town
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,579.00 (+127.52%)	$325,700 (+226.03%) Land $54,000 Building $271,700	$325,700 (+226.03%) Land $54,000 Building $271,700
2025	$694.00	$99,900 Land $18,000 Building $81,900	$99,900 Land $18,000 Building $81,900
2023	$694.00	$99,900 (-) Land $18,000 Building $81,900	$99,900 (-) Land $18,000 Building $81,900
2022		$99,900 Land $18,000 Building $81,900	$99,900 Land $18,000 Building $81,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Main St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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