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43 Main St, Hayesville, NC 28904 Property Records

Clay County property record for 43 Main St, Hayesville, NC 28904

Property Summary

Property TypeOther Improved
Details2,320 sqft · built 1940
Lot Size1 acres (43,560 sqft)
OwnerTrust Name on File
Last Sale$185,000 (Jun 2022)
Tax Bill$633 (2026)
Deeds & MortgagesJun 2022 Sale
Flood ZoneZone X (minimal risk)
APN555012864745

Property Details

APN / Parcel Number

Primary APN555012864745
Alternative APNs
  • 615393000
  • 621177000

Interior

Building Area2,320 sqft Heated Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number621177000
Street Address43 MAIN ST
CityHAYESVILLE
StateNC
Zip28904-5808
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionPART OF TOWN LOT 18
Legal Lot Number18
JurisdictionCLAY NC
Township / Civil DivisionHAYESVILLE
Census Block Group2
Census Block2067
Census Tract950202

Owner

43 Main St is held in a trust since June 2022.

Source: Clay County records, as of October 15, 2026

Owner of RecordTrust Name on File
Mailing Address33 MAIN ST, HAYESVILLE, NC 28904-5808
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2022 · Amount on File
Deed SaleJun 16, 2022 · Amount on File
Deed Document Number20221615
Deed Book / Page465 / 218
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateJun 16, 2022
Property Address43 MAIN ST, HAYESVILLE, NC 28904-5808
Document Number000465/218
Book / Page465 / 218
Map ReferenceMB 29 PG 190A
Instrument DateJun 8, 2022
Instrument2022001615
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address263 SANDY RUN, 263, MELBOURNE, FL 32940-7836

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address33 MAIN ST, HAYESVILLE, NC 28904-5808

Tax Assessment & Valuation

The 2026 property tax bill for 43 Main St was $633.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
MunicipalityHayesville Town
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$633.00$130,600 (-5.64%) Land $28,000 Building $102,600$130,600 (-5.64%) Land $28,000 Building $102,600
2025$138,400 Land $14,000 Building $124,400$138,400 Land $14,000 Building $124,400
2023$138,400 Land $14,000 Building $124,400$138,400 Land $14,000 Building $124,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Main St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY CO WATER & SEWER DISTRICT
serves 1,965 people · EPA ID NC0122010
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber		1,000 / 1,000
Windstream
Cable		1,000 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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