Harford County property record for 77 Haverhill Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 910 sqft · built 1978 |
| Lot Size | 0.123 acres (5,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,000 (Sep 2005) |
| Tax Bill | $2,365 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-133780 |
| Primary APN | 01-133780 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 910 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,340 sqft (0.123 acres) |
| Lot Dimensions | 120 ft deep x 44 ft wide |
| Deck Area | 240 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 133780 |
|---|---|
| Street Address | 77 HAVERHILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4731 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 121-A 45/44X120 77 HAVERHILL ROAD JOPPATOWNE S6 PT 24/64 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 71 |
| Legal Lot Number | 121A |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2005 · Amount on Record |
| Deed Sale | Sep 28, 2005 · Amount on Record |
| Prior Sale | Aug 14, 1985 · Amount on Record |
| Deed Document Number | 2005856 |
| Deed Book / Page | 6304 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 77 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 77 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0159240273 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 15924/273 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 77 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0147090195 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 14709/195 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,365.00 (+13.1%) Homeowner's exemption | $217,033 (+17.74%) | $229,600 (+19.65%) Land $55,000 Building $174,600 |
| 2025 | $2,091.00 (+8.57%) Homeowner's exemption | ||
| 2023 | $184,333 | $191,900 Land $55,000 Building $136,900 | |
| 2022 | $1,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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