Essex County and Saugus Town property record for 82 Forest St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,336 sqft · built 1961 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $689,900 (Feb 2019) |
| Tax Bill | $8,627 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:012-C B:0003 L:0007 |
| Primary APN | SAUG M:012-C B:0003 L:0007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 4,920 sqft |
| 1st Floor Area | 2,336 sqft |
| Basement Area | 1,708 sqft |
| Unfinished Basement | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,998 sqft (0.459 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 536021 |
|---|---|
| Street Address | 82 FOREST ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 208401 |
Source: Essex County and Saugus Town records · APN SAUG M:012-C B:0003 L:0007
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 82 FOREST ST, SAUGUS, MA 01906-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Oct 03, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Feb 14, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on Record |
| Deed Sale | Feb 14, 2019 · Amount on Record |
| Prior Sale | Nov 03, 2011 · Amount on Record |
| Deed Document Number | 20191990 |
| Deed Book / Page | 37329 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 82 FOREST ST, SAUGUS, MA 01906-3137 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39484-11 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 39484/11 |
| Instrument | 20210202000750 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 82 FOREST ST, SAUGUS, MA 01906-3137 |
| Document Number | 37914-60 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 82 FOREST ST SAUGUS MA 019063137, SAUGUS, MA 01906-3137 |
| Document Number | 37914-60 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 037914/000060 |
| Instrument | 1008000950 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Feb 14, 2019 |
| Property Address | 82 FOREST ST, SAUGUS, MA 01906-3137 |
| Document Number | 37329-66 |
| Book / Page | 037329 / 000066 |
| Instrument Date | Feb 08, 2019 |
| Instrument | 1902141990 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,145.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 82 FOREST ST SAUGUS MA 019063137, SAUGUS, MA 01906-3137 |
| Document Number | 37329-69 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 037329/000069 |
| Instrument | 1902142000 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2049 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,627.00 (+2.64%) | $807,800 (+2.36%) Land $370,000 Building $437,800 | $971,945 |
| 2024 | $8,405.00 (+3.27%) | $789,200 (+9.19%) Land $360,000 Building $429,200 | |
| 2023 | $8,139.00 | $722,800 Land $315,000 Building $407,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092084011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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