74 Forest St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 74 Forest St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,726 sqft · built 1965
Lot Size	0.31 acres (13,499 sqft)
Owner	Individual Name on Record
Last Sale	$666,500 (Nov 2022)
Tax Bill	$8,749 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-C B:0007 L:0015`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-C B:0007 L:0015`
Alternative APNs	`M:011=C B:0007 L:0015` `7638032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	5,043 sqft
1st Floor Area	1,726 sqft
Basement Area	1,690 sqft
Unfinished Basement	1,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,499 sqft (0.31 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7638032
Street Address	74 FOREST ST
City	SAUGUS
State	MA
Zip	01906-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	LAND SAUGUS OWNED
Legal Block	7
Legal Lot Number	15
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1005
Census Tract	208401

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 FOREST ST, SAUGUS, MA 01906-3136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MTG CAP CORP
Nov 21, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Nov 2, 2010 · Amount on Record
Deed Document Number	20223390
Deed Book / Page	41314 / 295
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	74 FOREST ST, SAUGUS, MA 01906-3136
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043189-412
Date	Jan 21, 2026
Book Page	43189/412
Instrument	20260121002770

Lender

Name	GENERAL MTG CAP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Feb 1, 2033
Index	Other

November 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 21, 2022
Property Address	74 FOREST ST, SAUGUS, MA 01906-3136
Document Number	041314-295
Book / Page	41314 / 295
Instrument Date	Nov 21, 2022
Instrument	20221121003390
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 FOREST ST, SAUGUS, MA 01906-3136

Mortgage

Document Number	221121003400
Date	Nov 21, 2022
Instrument	221121003400

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,749.00 (+3.9%)	$839,600 (+6.48%) Land $378,700 Building $459,700	$806,900 (-0.41%)
2025	$8,421.00 (+2.81%)	$788,500 (+2.52%) Land $346,000 Building $442,500	$810,255
2024	$8,191.00 (+3.12%)	$769,100 (+9.03%) Land $336,600 Building $432,500
2023	$7,943.00	$705,400 Land $294,500 Building $410,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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