Volusia County property record for 82 Emerald Oaks Ln, Ormond Beach, FL 32174 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,546 sqft Living Area |
| Garage | 962 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2020) |
| Tax Bill | $8,164.00 (2025) |
| Primary APN | 4206-06-00-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,546 sqft Living Area |
| 1st Floor | 3,064 sqft 1st Floor |
| 2nd Floor | 482 sqft 2nd Floor |
| Upper Floors | 482 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 962 sqft Garage |
| Pool Area | 1 sqft Pool |
|---|---|
| Patio Area | 457 sqft Patio |
| Porch | Open Porch |
| Porch Area | 756 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 5747786.0 |
|---|---|
| Old Parcel Number | 32140606000280 |
| Street Address | 82 EMERALD OAKS LN |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 28 ORMOND LAKES UNIT V MB 46 PGS 74-76 INC PER OR 4798 PG 1934 PER OR 5369 PG 4995 PER OR 6547 PG 1212 PER OR 6683 PG |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 06 |
| Legal Subdivision | ORMOND |
| Legal Tract | 6 |
| Legal Lot Number | 28 |
| Legal Unit | 5 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 80101 |
Source: Volusia County records · APN 4206-06-00-0280
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 82 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on Record |
| Deed Sale | Apr 14, 2020 · Amount on Record |
| Prior Sale | Feb 23, 2012 · Amount on Record |
| Deed Doc Number | 2020-071222 |
| Deed Book / Page | 7840 / 3713 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 82 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 82 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040 |
| Document Number | 0079601651 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 7960/1651 |
| Instrument | 2020-247093 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 14, 2020 |
| Property Address | 82 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040 |
| Document Number | 0078403713 |
| Book / Page | 7840 / 3713 |
| Map Reference | MB 46 PG 74 |
| Instrument Date | Apr 03, 2020 |
| Instrument | 2020-071222 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 THORNHILL CHASE CIR, 55, ORMOND BEACH, FL 32174-0730 |
| Name | Verified Name |
|---|---|
| Address | 82 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040 |
| Document Number | 0078403715 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 7840/3715 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,164.00 (+16.93%) Homeowner's exemption | $501,823 (+6.92%) | $712,708 (+1.52%) Land $100,000 Building $612,708 |
| 2023 | $6,982.00 (+2.93%) Homeowner's exemption | $469,326 (+3%) | $702,038 (+10.64%) Land $100,000 Building $602,038 |
| 2022 | $6,783.00 Homeowner's exemption | $455,656 | $634,545 Land $100,000 Building $534,545 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 221 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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