78 Emerald Oaks Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 78 Emerald Oaks Ln, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2004
Square Footage4,318 sqft Living Area
Lot Size23,862 sqft (0.548 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2018)
Tax Bill$7,759.00 (2025)

Property Details

APN / Parcel Number

Primary APN4206-06-00-0270
Alternative APNs
  • 32140606000270
  • 06143206000270
  • 5747760.0
  • 5747760

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,318 sqft Living Area
Gross Area5,120 sqft Gross Area
1st Floor3,099 sqft 1st Floor
Upper Floors1,219 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area23,862 sqft (0.548 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area802 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Deck Area516 sqft Deck
Patio Area1,116 sqft Patio
Porch Area503 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number5747760
Street Address78 EMERALD OAKS LN
CityORMOND BEACH
StateFL
Zip32174-3040
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 27 ORMOND LAKES UNIT V MB 46 PGS 74-76 PER OR 4537 PG 4140 PER OR 5773 PGS 3592-3593 PER OR 6525 PG 0033 PER OR 6539 PG 1436 PER OR 6978 PG 3059 PER OR 7630 PG 1913
Legal Range32E
Legal Township14S
Legal Section06
Legal SubdivisionORMOND LAKES
Legal Tract06
Legal Lot Number27
Legal Unit5
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2002
Census Tract80101

Owner

Source: Volusia County records · APN 4206-06-00-0270

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address78 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 05, 2018Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2018 · Amount on Record
Deed SaleDec 05, 2018 · Amount on Record
Prior SaleApr 14, 2014 · Amount on Record
Deed Doc Number2018242482
Deed Book / Page7630 / 1913
Prior Transfer DateFeb 01, 2006
Prior Transfer Doc0057733592
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address78 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081314390
DateOct 05, 2021
Book Page8131/4390
Instrument2021-239038
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address78 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040
Document Number0077564329
Instrument DateOct 01, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address78 EMERALD OAKS LN ORMOND BEACH FL 321743040, ORMOND BEACH, FL 32174-3040

Mortgage

Document Number0077564329
DateOct 07, 2019
Book Page007756/004329
Instrument196803
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 05, 2018
Property Address78 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040
Document Number0076301913
Book / Page7630 / 1913
Map ReferenceMB 46 PG 74
Instrument DateDec 03, 2018
Instrument2018-242482
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3143 CONNEMARA DR, 3143, ORMOND BEACH, FL 32174-2883

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 EMERALD OAKS LN, ORMOND BEACH, FL 32174-3040

Mortgage

Document Number2018242483
DateDec 05, 2018
Instrument2018-242483
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$530,585 (+2.7%)$771,353 (+2.25%) Land $100,000 Building $671,353
2025$7,759.00 (+6.61%) Homeowner's exemption$516,636 (+5.99%)$754,367 (+1.22%) Land $100,000 Building $654,367
2023$7,278.00 (+2.91%) Homeowner's exemption$487,453 (+3%)$745,257 (+8.55%) Land $100,000 Building $645,257
2022$7,072.00 Homeowner's exemption$473,255$686,566 Land $100,000 Building $586,566

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 221 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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