82 E Shallows Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 82 E Shallows Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,592 sqft · built 2009
Lot Size	0.605 acres (26,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2013)
Tax Bill	$6,465 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`26-2S-19-24040-000-0130`

Property Details

APN / Parcel Number

Primary APN	`26-2S-19-24040-000-0130`
Alternative APNs	`26-219-24040-000-0130` `1051788`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,592 sqft Living Area
Gross Area	5,107 sqft
1st Floor Area	1,842 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	26,354 sqft (0.605 acres)
Lot Dimensions	293 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	750 sqft
Porch	Finished Screened Porch
Porch Area	765 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	82 E SHALLOWS DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-5676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 THE SHALLOWS S/D PB 9-1 OR 2452-1735 OR 2806-846 OR 2910-4235
Legal Range	019
Legal Township	02S
Legal Section	26
Legal Subdivision	THE SHALLOWS
Legal Block	1
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3034
Census Tract	950605

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2013 · Amount on Record
Deed Sale	Jan 30, 2013 · Amount on Record
Prior Sale	Nov 26, 2008 · Amount on Record
Deed Document Number	20131224803
Deed Book / Page	2910 / 4235
Prior Transfer Date	Aug 9, 2010
Prior Transfer Doc	0028472152
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	82 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032360001
Date	Jan 26, 2022
Book Page	3236/1
Instrument	20220003698

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	82 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031302610
Date	Jan 17, 2020
Book Page	3130/2610
Instrument	20200001912

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,465.00 (-3.61%)	$715,532 (-0.87%) Land $150,000 Building $565,532	$715,532 (-0.87%) Land $150,000 Building $565,532
2024	$6,707.00 (+88.4%)
2023	$3,560.00 (+1.25%) Homeowner's exemption	$721,824 (+12.57%) Land $125,000 Building $596,824	$721,824 (+12.57%) Land $125,000 Building $596,824
2022	$3,516.00 Homeowner's exemption	$641,244 Land $105,184 Building $536,060	$641,244 Land $105,184 Building $536,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Shallows Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures