2 E Shallows Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 2 E Shallows Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,976 sqft · built 2002
Lot Size	0.969 acres (42,210 sqft)
Owner	Individual Name on Record
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`26-2S-19-24040-000-0180`

Property Details

APN / Parcel Number

Primary APN	`26-2S-19-24040-000-0180`
Alternative APNs	`26-219-24040-000-0180` `1051793`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	988 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	42,210 sqft (0.969 acres)
Lot Dimensions	320 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished Screened Porch
Porch Area	673 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 E SHALLOWS DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-5676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 THE SHALLOWS S/D PB 9-1 OR 1712-276 LESS & EXCEPT: THAT PORTION SHALLOWS DRIVE LYING WITHIN LOT 18 DESC AS: COM SW/COR GOVT LOT 2, N 88 DEG 13'51W 32.49 FT TO SE/COR SHALLOWS DR FOR POB, N 88 DEG 13'51W 62.57 FT, N 14 DEG 41' 51W 253.50 FT, N
Legal Range	019
Legal Township	02S
Legal Section	26
Legal Subdivision	THE SHALLOWS
Legal Block	1
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3034
Census Tract	950605

Owner

Source: Walton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust · Line of Credit NONE LISTED ON DOCUMENT
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit EVANGELINE BANK AND TRUST
Mar 2, 2026	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2015
Deed Sale	Dec 16, 2015
Prior Sale	Jan 7, 2011 · Amount on Record
Deed Document Number	20151348799
Deed Book / Page	2997 / 2711
Prior Transfer Date	Apr 12, 2005
Prior Transfer Doc	0000886726
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 20, 2026
Property Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Document Number	0000015458
Book / Page	3395 / 252
Instrument Date	Apr 2, 2026
Instrument	2026.15458
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676

Mortgage

Document Number	0000015458,
Date	Apr 20, 2026
Book Page	3395/252
Instrument	2026.15458

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 2, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 20, 2026
Property Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Document Number	0033950252
Book / Page	3395 / 252
Instrument Date	Apr 2, 2026
Instrument	202615458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676

Mortgage

Document Number	0000015458,
Date	Apr 20, 2026
Book Page	3395/252
Instrument	202615458

Lender

Name	EVANGELINE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 2, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2026
Property Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Document Number	0033884721
Book / Page	3388 / 4721
Map Reference	MB 9 PG 1
Instrument Date	Sep 11, 2025
Instrument	20260007658
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9529 GOAT HILL RD # RDHOUSE1, RDHOUSE1, JENNER, CA 95450-7303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676

Mortgage

Document Number	0032563140
Date	Jun 17, 2022
Book Page	3256/3140
Instrument	20220028372

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	223 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,673.00 (-1.5%) Homeowner's exemption	$445,130 (+4.15%) Land $150,000 Building $295,130	$445,130 (+4.15%) Land $150,000 Building $295,130
2024	$3,729.00 (+7.96%)
2023	$3,454.00 (+1%)	$427,393 (+14.42%) Land $125,000 Building $302,393	$427,393 (+14.42%) Land $125,000 Building $302,393
2022	$3,140.00	$373,538 Land $105,184 Building $268,354	$373,538 Land $105,184 Building $268,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 233 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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