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161 E Shallows Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 161 E Shallows Dr, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,786 sqft · built 2014
Lot Size0.545 acres (23,740 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (May 2012)
Tax Bill$4,412 (2025)
Deeds & MortgagesMay 2020 Loan Modification
Flood ZoneZone AE (high risk)
APN26-2S-19-24040-000-0040

Property Details

APN / Parcel Number

Primary APN26-2S-19-24040-000-0040
Alternative APNs
  • 26-219-24040-000-0040
  • 1051780

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,786 sqft Living Area
Gross Area5,211 sqft
1st Floor Area2,023 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area23,740 sqft (0.545 acres)
Lot Dimensions250 ft deep x 95 ft wide
Garage TypeAttached
Garage Area993 sqft
PorchFinished/Open Porch
Porch Area1,032 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address161 E SHALLOWS DR
CitySANTA ROSA BEACH
StateFL
Zip32459-5676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAYS
Legal DescriptionLOT 4 THE SHALLOWS S/D PB 9-1 OR 779-11 OR 1044-246 OR 2235-152 OR 2611-2905 OR 2823-4674 OR 2891-1379 OR 2939-3747
Legal Range019
Legal Township02S
Legal Section26
Legal SubdivisionTHE SHALLOWS
Legal Lot Number4
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group3
Census Block3034
Census Tract950605

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address161 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2012 · Amount on Record
Deed SaleMay 25, 2012 · Amount on Record
Prior SaleAug 19, 2009
Deed Document Number20121196317
Deed Book / Page2891 / 1379
Last Transfer DateDec 30, 2013
Transfer Doc0029393747
Record UpdatedJun 8, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address161 E SHALLOWS DR, SANTA ROSA BEACH, FL 32459-5676
Document Number0031451731
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyEQUITRUST TITLE COMPANY, EQUITRUST TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address400 CANNONBALL LN INLET BEACH FL 324618587, INLET BEACH, FL 32461-8587

Mortgage

Document Number0031451731
DateJun 4, 2020
Book Page003145/001731
Instrument19097
Lender
NameGILBERT L ELLIS
AddressPO BOX 896, SALUDA, NC 28773-0896
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,412.00 (+1.94%) Homeowner's exemption$526,981 (-49.02%)$988,615 (-4.37%) Land $345,000 Building $643,615
2024$4,328.00 (+3.81%)
2023$4,169.00 (+1.21%) Homeowner's exemption$1,033,784 (+48.09%) Land $383,560 Building $650,224$1,033,784 (+48.09%) Land $383,560 Building $650,224
2022$4,119.00 Homeowner's exemption$698,065 Land $127,813 Building $570,252$698,065 Land $127,813 Building $570,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 233 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies233 in force
Nearby Flood Claims7 (2004–2020)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area		25 / 3

May also be available: CenturyLink, Verizon, Wildstar Networks.

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