Clay County property record for 82 Duncan St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,942 sqft · built 1974 |
| Lot Size | 0.942 acres (41,046 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,321 (Nov 2022) |
| Tax Bill | $458 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082C116B 0020000 |
| Primary APN | 082C116B 0020000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,942 sqft Finished Area |
| 1st Floor Area | 1,897 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 41,046 sqft |
| Patio Area | 196 sqft |
| Utility Building | 105 sqft |
| Street Address | 82 DUNCAN ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-4971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTWOOD SUB PT III LOTS 51 & 52 & 53 DB 196/308 313/713 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 16 |
| Legal Subdivision | WESTWOOD SUB |
| Legal Lot Number | 51-53 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT INC |
| Aug 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Apr 30, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on File |
| Deed Sale | Nov 7, 2022 · Amount on File |
| Deed Document Number | 20225600 |
| Deed Book / Page | 313 / 713 |
| Prior Transfer Date | Oct 31, 2022 |
| Prior Transfer Doc | 000313/713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 000548/893 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 548/893 |
| Instrument | 2022005601 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Document Number | 00LM556/35 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | LM 556/35 |
| Instrument | 2023004045 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000529/438 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 529/438 |
| Instrument | 2021000111 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 298 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000513/247 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 513/247 |
| Instrument | 2019001531 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000537/289 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 537/289 |
| Instrument | 2021004662 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000542/619 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 542/619 |
| Instrument | 2022000889 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 7, 2022 |
| Property Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Document Number | 000313/713 |
| Book / Page | 313 / 713 |
| Map Reference | PB 3 PG 6 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022005600 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
| Name | Verified Name |
|---|---|
| Address | 82 DUNCAN ST, WEST POINT, MS 39773-4971 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458.00 (+7.01%) Additional exemption filed | $10,656 (-) Land $1,772 Building $8,884 | $106,557 (-) Land $17,719 Building $88,838 |
| 2024 | $428.00 (-59.81%) Additional exemption filed | $10,656 (+16.79%) Land $1,772 Building $8,884 | $106,557 (+16.79%) Land $17,719 Building $88,838 |
| 2023 | $1,065.00 (+2.21%) Additional exemption filed | $9,124 Land $1,772 Building $7,352 | $91,236 Land $17,719 Building $73,517 |
| 2022 | $1,042.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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