Amador County property record for 82 Dennis St, Sutter Creek, CA 95685
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1880 |
| Lot Size | 0.162 acres (7,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,500 (Oct 2011) |
| Tax Bill | $2,360 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-203-003-000 |
| Primary APN | 018-203-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 7,068 sqft (0.162 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Street Address | 82 DENNIS ST |
|---|---|
| City | SUTTER CREEK |
| State | CA |
| Zip | 95685-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | 4M43 LOT 2 BLK 22 |
| Legal Subdivision | CITY/SUTTER CRK |
| Legal Block | 22 |
| Legal Lot Number | 2 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | IONE |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 303 |
82 Dennis St is owned and occupied by an individual who bought it in October 2011.
Source: Amador County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 775, SUTTER CREEK, CA 95685-0775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2011 · Amount on File |
| Deed Sale | Oct 17, 2011 · Amount on File |
| Prior Sale | Apr 27, 2001 · Amount on File |
| Deed Document Number | 20118086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 82 DENNIS ST, SUTTER CREEK, CA 95685-8003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 82 DENNIS ST, SUTTER CREEK, CA 95685-8003 |
| Document Number | 0000003259 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022-0003259 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | EDMOND, OK 73013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 861 Months |
| Due | Jan 20, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.3% |
The 2025 property tax bill for 82 Dennis St was $2,360 with a homeowner's exemption.
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Sutter Creek City |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,332 (+2%) Land $140,922 Building $104,410 | ||
| 2025 | $2,360.00 Homeowner's exemption | $240,522 Land $138,159 Building $102,363 | |
| 2024 | $395,190 | ||
| 2023 | $2,268.00 (+1.93%) Homeowner's exemption | $231,184 Land $132,795 Building $98,389 | |
| 2022 | $2,225.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Dennis St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Dennis St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AWA, TANNER serves 4,940 people · EPA ID CA0310003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cal.net.
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