100 Dennis St, Sutter Creek, CA 95685 Property Records

Amador County property record for 100 Dennis St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1984
Lot Size	0.144 acres (6,276 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Mar 2026)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-232-009-000`

Property Details

APN / Parcel Number

Primary APN	`018-232-009-000`
Alternative APN	`1823200900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	6,276 sqft (0.144 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	100 DENNIS ST
City	SUTTER CREEK
State	CA
Zip	95685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	POR LOT 6 BLK 22
Legal Subdivision	SUTTER CRK
Legal Block	22
Legal Lot Number	6
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1058
Census Tract	303

Owner

100 Dennis St is owned and occupied by two individuals who bought it in March 2026.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 DENNIS ST, SUTTER CREEK, CA 95685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Jul 12, 2012 · Amount on File
Deed Document Number	20261601
Prior Transfer Date	Jul 29, 2024
Prior Transfer Doc	0000004224
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Mar 23, 2026
Property Address	100 DENNIS ST, SUTTER CREEK, CA 95685
Document Number	0000001601
Map Reference	MB 2 PG 9
Instrument Date	Mar 20, 2026
Instrument	2026-0001601
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	100 DENNIS ST, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000001602
Date	Mar 23, 2026
Instrument	2026-0001602

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	100 DENNIS ST, SUTTER CREEK, CA 95685
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	NONE AVILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005301
Date	Jul 16, 2018
Instrument	2018-0005301

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 2, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	100 DENNIS ST, SUTTER CREEK, CA 95685
Document Number	0000006160
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 DENNIS ST SUTTER CREEK CA 95685, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000006160
Date	Jul 29, 2020
Instrument	6160

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 100 Dennis St was $2,506, down 0.9% from the year before.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,990 (+2%) Land $56,517 Building $203,473
2025	$2,506.00 (-0.87%)	$254,893 Land $55,409 Building $199,484
2024	$2,528.00 (+1.98%)		$480,960
2023	$2,479.00 (+1.89%)	$244,997 Land $53,258 Building $191,739
2022	$2,433.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Dennis St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Dennis St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net.

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