94 Dennis St, Sutter Creek, CA 95685 Property Records

Amador County property record for 94 Dennis St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,746 sqft · built 1992
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Sep 2022)
Tax Bill	$9,398 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-232-006-000`

Property Details

APN / Parcel Number

Primary APN	`018-232-006-000`
Alternative APN	`1823200600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,746 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	94 DENNIS ST
City	SUTTER CREEK
State	CA
Zip	95685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	7M88 LOT C BLK 22
Legal Subdivision	CRESTVIEW ESTATES
Legal Block	22
Legal Lot Number	C
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1058
Census Tract	303

Owner

94 Dennis St is owned and occupied by an individual who bought it in September 2022.

Source: Amador County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 187, SUTTER CREEK, CA 95685-0187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Grant Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Feb 10, 2022	Intrafamily Transfer, Transfer
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2021	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Deed Document Number	20228024
Prior Transfer Date	Sep 21, 2022
Prior Transfer Doc	0000008023
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Sep 26, 2022
Property Address	94 DENNIS ST, SUTTER CREEK, CA 95685
Document Number	0000008024
Map Reference	MB 7 PG 88
Instrument Date	Sep 21, 2022
Instrument	2022-0008024
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	WESTERN LAND TITLE COMPANY, WESTERN LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 DENNIS ST, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000008025
Date	Sep 26, 2022
Instrument	2022-0008025

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Feb 10, 2022
Property Address	94 DENNIS ST, SUTTER CREEK, CA 95685
Document Number	0000001269
Map Reference	MB 7 PG 88
Instrument Date	Dec 15, 2021
Instrument	2022-0001269
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 662, SUTTER CREEK, CA 95685-0662

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	94 DENNIS ST, SUTTER CREEK, CA 95685
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001589
Date	Feb 28, 2020
Instrument	2020-0001589

Lender

Name	UMPQUA BANK
Type	Bank
Address	SUTTER CREEK, CA 95685

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Jun 16, 2021
Property Address	94 DENNIS ST, SUTTER CREEK, CA 95685
Document Number	0000007135
Map Reference	MB 7 PG 88
Instrument Date	May 14, 2021
Instrument	2021-0007135
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	94 DENNIS ST, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000007136
Date	Jun 16, 2021
Instrument	2021-0007136

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Jun 16, 2021
Property Address	94 DENNIS ST, SUTTER CREEK, CA 95685
Document Number	0000007137
Map Reference	MB 7 PG 88
Instrument Date	May 14, 2021
Instrument	2021-0007137
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	94 DENNIS ST, SUTTER CREEK, CA 95685

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Sep 14, 2018
Property Address	94 DENNIS ST, SUTTER CREEK, CA 95685
Document Number	0000006823
Instrument Date	Jul 9, 2018
Instrument	6823
Transaction Type	Transfer
Record Updated	Sep 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 662 SUTTER CREEK CA 956850662, SUTTER CREEK, CA 95685-0662

Tax Assessment & Valuation

The 2025 property tax bill for 94 Dennis St was $9,398 with a homeowner's exemption.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,357 (+2%) Land $185,711 Building $769,646
2025	$9,398.00 Homeowner's exemption	$936,625 Land $182,070 Building $754,555
2024			$845,010
2023	$8,278.00 (+100.05%) Homeowner's exemption	$825,000 Land $175,000 Building $650,000
2022	$4,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Dennis St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Dennis St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net.

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