Essex County and Montclair Township property record for 82 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,587 sqft · built 1892 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,330,000 (May 2021) |
| Tax Bill | $35,062 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03309-0000-00011 |
| Primary APN | 13-03309-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,587 sqft Living Area |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Construction Type | Frame |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 160 ft deep x 70 ft wide |
| Old Parcel Number | 130330900011 |
|---|---|
| Street Address | 82 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 70X160 IRR |
| Legal Block | 3309 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 25, 2019 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Mar 25, 2019 · Amount on Record |
| Deed Document Number | 202167722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 28, 2021 |
| Property Address | 82 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Document Number | 2021067722 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021067722 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 LIVINGSTON AVE, 56, ROSELAND, NJ 07068-1733 |
| Name | Verified Name |
|---|---|
| Address | 82 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Document Number | 2021067723 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021067723 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 82 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Document Number | 0000123589 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 82 CHRISTOPHER ST MONTCLAIR NJ 070424228, MONTCLAIR, NJ 07042-4228 |
| Document Number | 0000123589 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 123589 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 25, 2019 |
| Property Address | 82 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Document Number | 0000026856 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 26856 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 CHRISTOPHER ST MONTCLAIR NJ 070424228, MONTCLAIR, NJ 07042-4228 |
| Document Number | 26872 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 26872 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2049 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $997,200 (-) Land $256,000 Building $741,200 | $997,200 (-) Land $256,000 Building $741,200 | |
| 2025 | $35,062.00 (+3.32%) | $997,200 (-) Land $256,000 Building $741,200 | $997,200 (-) Land $256,000 Building $741,200 |
| 2024 | $33,934.00 (+3.5%) | ||
| 2023 | $997,200 Land $256,000 Building $741,200 | $997,200 Land $256,000 Building $741,200 | |
| 2022 | $32,787.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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