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76 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 76 Christopher St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details4,005 sqft · built 1902
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on File
Last Sale$1,313,000 (Sep 2020)
Tax Bill$33,676 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-03309-0000-00013

Property Details

APN / Parcel Number

Primary APN13-03309-0000-00013
Alternative APN
  • 130330900013

Interior

Stories2 Stories
Building Area4,005 sqft Living Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Construction TypeFrame
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions160 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130330900013
Street Address76 CHRISTOPHER ST
CityMONTCLAIR
StateNJ
Zip07042-4228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75X160
Legal Block3309
Legal Lot Number13
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4008
Census Tract16500

Owner

Source: Essex County and Montclair Township records · APN 13-03309-0000-00013

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address76 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Sep 14, 2020Grant Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Prior SaleMay 25, 2010 · Amount on Record
Deed Document Number202088987
Prior Transfer DateMar 31, 2011
Prior Transfer Doc0011036514
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address76 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228
Transaction TypeMortgage
Record UpdatedApr 04, 2022
Title CompanyEVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001967
DateJan 07, 2022
Instrument2022001967
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateSep 14, 2020
Property Address76 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228
Document Number0000088987
Instrument DateAug 28, 2020
Instrument88987
Transaction TypeTransfer
Record UpdatedOct 06, 2020
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,313.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address76 CHRISTOPHER ST MONTCLAIR NJ 070424228, MONTCLAIR, NJ 07042-4228

Mortgage

Document Number88988
DateSep 14, 2020
Instrument88988
Lender
NameGUARANTEED RATE
Address3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420
Agreement
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$957,800 (-) Land $260,000 Building $697,800$957,800 (-) Land $260,000 Building $697,800
2025$33,676.00 (+3.32%)$957,800 (-) Land $260,000 Building $697,800$957,800 (-) Land $260,000 Building $697,800
2024$32,593.00 (+3.5%)
2023$957,800 Land $260,000 Building $697,800$957,800 Land $260,000 Building $697,800
2022$31,492.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130165004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2011–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 578 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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