75 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 75 Christopher St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,743 sqft · built 1900
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on File
Last Sale$999,999 (Jun 2022)
Tax Bill$24,707 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-04303-0000-00003

Property Details

APN / Parcel Number

Primary APN13-04303-0000-00003
Alternative APN
  • 130430300003

Interior

Stories2 Stories
Building Area2,743 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area8,002 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number130430300003
Street Address75 CHRISTOPHER ST
CityMONTCLAIR
StateNJ
Zip07042-4218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X160
Legal Block4303
Legal Lot Number3
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4009
Census Tract16500

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address75 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 24, 2018Grant Deed, Transfer · Conventional Mortgage
ALTERRA GRP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleJan 24, 2018 · Amount on Record
Deed Document Number202259053
Record UpdatedSep 20, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJun 21, 2022
Property Address75 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4218
Document Number0000059053
Instrument DateJun 14, 2022
Instrument2022059053
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 BOGERT DR, 35, NORTH HALEDON, NJ 07508-2905

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4218

Mortgage

Document Number0000059054
DateJun 21, 2022
Instrument2022059054
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address75 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4218
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021059963
DateMay 12, 2021
Instrument2021059963
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJan 24, 2018
Property Address75 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4218
Document Number0000006838
Instrument DateJan 11, 2018
Instrument6838
Transaction TypeTransfer
Record UpdatedApr 3, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$726.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address75 CHRISTOPHER ST MONTCLAIR NJ 070424231, MONTCLAIR, NJ 07042-4231

Mortgage

Document Number6841
DateJan 24, 2018
Instrument6841
Lender
NameALTERRA GRP LLC
AddressLAS VEGAS, NV 89145
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$702,700 (-) Land $239,900 Building $462,800$702,700 (-) Land $239,900 Building $462,800
2025$24,707.00 (+3.32%)$702,700 (+19.02%) Land $239,900 Building $462,800$702,700 (+19.02%) Land $239,900 Building $462,800
2024$23,912.00 (+23.18%)
2023$590,400 Land $239,900 Building $350,500$590,400 Land $239,900 Building $350,500
2022$19,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2011–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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