8193 Ludlow Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8193 Ludlow Rd, Cook, MN 55723

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 2.5 ba · 1,848 sqft · built 2000
Lot Size0.657 acres (28,634 sqft)
OwnerIndividual Name on File
Tax Bill$10,064 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN698-0050-00440

Property Details

APN / Parcel Number

Primary APN698-0050-00440
Alternative APNs
  • 378-0050-00440
  • 1083134

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,848 sqft Gross Area
1st Floor Area1,848 sqft
Basement Area1,848 sqft
Finished Basement1,848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeWood
Lot Area28,634 sqft
Garage Area1,200 sqft

Exterior Amenities

Deck Area96 sqft
Storage Building100 sqft
Boat House704 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1083134
Street Address8193 LUDLOW RD
CityCOOK
StateMN
Zip55723-8706
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOTS 44 AND 45 SERIAL #
Legal Lot Number44-45
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHEAST ST. LOUIS
Census Block Group2
Census Block2067
Census Tract15501

Owner

8193 Ludlow Rd, a residential property, is owned and occupied by an individual.

Source: St. Louis County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address8193 LUDLOW RD, COOK, MN 55723-8706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 23, 2019
Property Address8193 LUDLOW RD, COOK, MN 55723-8706
Document Number00A1370056
Instrument DateDec 2, 2019
InstrumentA1370056
Transaction TypeTransfer
Record UpdatedJan 17, 2020
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11712 CREEK BLUFF DR POWAY CA 920646132, POWAY, CA 92064-6132

Mortgage

Document NumberA1370059
DateDec 23, 2019
InstrumentA1370059
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount on Record
Term360 Months
DueDec 22, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

The 2026 property tax bill for 8193 Ludlow Rd was $10,064.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,064.00
2025$842,500 Land $178,900 Building $663,600$842,500 Land $178,900 Building $663,600
2024$8,660.00
2022$625,300 Land $149,700 Building $475,600$625,300 Land $149,700 Building $475,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8193 Ludlow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8193 Ludlow Rd is moderate, ranking above 45% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 75% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ludlow Rd

Nearby Streets

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